Family Friend Roofing & Construction - Blog Post: Roof Storm Damage

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"How Does Roof Storm Damage Look Like on Shingle Roofs?"

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What Does Hail Damage on a Shingle Roof Look Like?

When a severe storm rolls through, it can cause significant roof storm damage, especially if it brings hail along with it. Hailstones can vary in size, from small pebbles to large golf balls, and they can wreak havoc on your roof, particularly if it’s made of shingles. But how do you know if your roof has suffered hail damage? Let’s explore what hail damage on a shingle roof looks like and how to deal with it.

Identifying Hail Damage on a Shingle Roof

Signs of Hail Damage on Asphalt Shingles

The most immediate sign of hail damage on asphalt shingles is the presence of dents, dings, and cracks. You may also notice a loss of shingle granules, which give the shingle its color and protect it from the sun’s harmful UV rays. These granules can be knocked loose by the impact of hailstones, leading to spots where the underlying asphalt layer is exposed.

Secondary Signs of Roof Storm Damage

Apart from the shingles, other parts of your roof can also suffer damage. This includes the roof vents, flashing, and gutters, which can be dented or even torn off by the force of the hail. Additionally, collateral damage on property items like screens and shutters can also indicate a potentially damaged roof.

How to Inspect for Hail Damage Safely

While it’s important to inspect your roof for damage after a hailstorm, doing so safely is critical. Walking on a hail-damaged roof can be dangerous, as the shingles can be slippery and unstable. Instead, consider utilizing binoculars for a close-up view or hire a professional roofing contractor for a thorough inspection.

How Hail Damage Affects Your Roof

Immediate vs. Long-Term Effects of Hail Damage

While surface dents and lost granules are immediate signs of hail damage, the long-term effects can be far more serious. These can include structural damage to the roof deck and a shortened lifespan of your roof due to accelerated wear and tear.

Signs of Water Damage from Hail

Hail damage can compromise the waterproofing abilities of your shingles, leading to leaks. Signs of water damage inside your home include water stains on your ceilings or walls, mold growth, and a musty smell.

Consequences of Ignoring Hail Damage

Ignoring hail damage can lead to accelerated roof deterioration, causing your roof to fail prematurely. It can also result in expensive repairs down the line, especially if water leaks into your home and causes additional damage.

Determining Repair or Replacement After Hail Damage

When to Repair vs. Replace a Roof

The decision to repair or replace a roof depends on the extent of the damage. Minor damage may be fixable with repairs, but extensive structural issues typically warrant a roof replacement.

Understanding the Costs of Roof Repair or Replacement

The cost of repairing or replacing a roof can vary greatly depending on factors like the type of roofing system, the extent of the damage, and labor costs. It’s important to get quotes from several contractors to ensure you’re getting a fair price.

The Role of Roofing Contractors in Damage Assessment

A professional roofing contractor can provide an accurate assessment of the damage to your roof and recommend the best course of action. They can also help you navigate the insurance claim process, making it less stressful and more likely to result in a fair settlement.

Filing an Insurance Claim for Hail Damage

What to Know About Homeowners Insurance and Hail Damage

Coverage for hail damage varies depending on your homeowners insurance policy. Some policies cover the full replacement cost of your roof (RCV policies), while others only cover the actual cash value (ACV policies), which takes into account depreciation.

Steps to File a Roof Insurance Claim

Documenting the damage is a crucial step in filing an insurance claim. This includes taking photos of the damage and any related repair estimates. You should also keep track of the date of the storm and any communication with your insurance company.

Common Challenges with Insurance Claims

Some common issues homeowners face when filing insurance claims for hail damage include underpayment of claims and outright denial of claims. If you disagree with your insurer’s assessment, you have the right to dispute it.

Preventing Future Hail Damage to Your Roof

Durable Roofing Materials to Protect Your Home

Certain roofing materials can better withstand hail damage than others. For example, metal roofs and impact-resistant shingles offer superior protection against hail. However, these materials can be more expensive upfront, so it’s important to consider the long-term benefits.

Routine Maintenance for Storm-Ready Roofs

Regular roof inspections and maintenance can help keep your roof in good shape and ready to withstand the next storm. This includes checking for and fixing missing or damaged shingles, keeping your gutters clean, and ensuring your roof is properly ventilated.

Installing Protective Measures

In addition to choosing durable roofing materials, there are other protective measures you can take. Roof coatings and reinforcements can add an extra layer of protection against hail damage.

When to Call a Professional for Hail Damage

Choosing the Right Roofing Company

When it comes to selecting a roofing company, look for one that is licensed, insured, and has a good reputation in your community. They should also have experience dealing with hail damage and insurance claims.

Why Professional Roof Inspections Matter

Professional roof inspections are key to ensuring an accurate assessment of the damage to your roof. DIY inspections can miss subtle signs of damage, and attempting to repair or replace your roof yourself can lead to further damage and potential safety risks.

If you suspect your roof has suffered hail damage, don’t hesitate to reach out to a professional. At Family Friend Roofing & Construction, we’re committed to providing honest, high-quality roofing services. Our team of experienced professionals will work with you to understand your needs, assess the damage, and guide you through the repair or replacement process. We’ll even help you navigate the insurance claim process.

Don’t let storm damage compromise the safety and comfort of your home. Contact us today for a free roof inspection and let us help you protect what matters most.